Every kind of agent, clearly labeled.

ACA Marketplace plans

bronze/silver/gold/platinum metal-tier plans · on-exchange ACA plans · off-exchange ACA-compliant plans

For: shopping healthcare.gov marketplace plans, comparing metal tiers, open enrollment

Premium tax credits & subsidies

premium tax credit estimates · cost-sharing reduction guidance · subsidy eligibility review

For: lowering a monthly premium, income changed during the year, unsure if they qualify for help paying

Special enrollment periods

qualifying life event enrollment · mid-year plan changes

For: lost job-based coverage, had a baby or got married, moved to a new state

Medicaid & CHIP

Medicaid eligibility screening · CHIP enrollment for children · dual-eligible guidance

For: low household income, children need coverage, unsure if they qualify for Medicaid

Medicare Advantage (Part C)

Medicare Advantage plan comparison · HMO and PPO Medicare plans

For: turning 65, wanting bundled extra benefits, comparing plans during the annual enrollment period

Medicare Supplement (Medigap)

Medigap plan letters · supplement plans alongside Original Medicare

For: wanting predictable out-of-pocket costs, keeping any doctor who accepts Medicare

Medicare Part D (drug plans)

standalone Part D prescription plans · drug formulary comparison

For: prescription drug costs, avoiding the late enrollment penalty

Hospital indemnity & supplemental

hospital indemnity policies · accident and critical illness add-ons

For: high-deductible ACA or employer plan, wanting cash benefits during a hospital stay

Enrollment help & navigators

licensed agent consultations · enrollment navigator assistance

For: confused by plan options, need help applying, want a local licensed agent