# Government Health Plan

> Plain-English information about government health insurance — ACA Marketplace (Obamacare) plans, Medicaid and CHIP, and Medicare, plus hospital indemnity and supplemental coverage — and a connection to licensed insurance agents near you. governmenthealthplan.com is an independent educational and referral website. It is not HealthCare.gov, Medicare.gov, Medicaid.gov, or any government agency, and is not affiliated with or endorsed by any government.

Government Health Plan is an independent directory. People describe what they are looking for; the platform matches them with independent agents. Content is educational only — not professional advice. Part of the R0cketShip network.

## Explore
- [ACA Marketplace basics](https://governmenthealthplan.com/explore/aca-marketplace-basics): How the ACA Marketplace (Obamacare) works, metal tiers, and eligibility.
- [Premium tax credits & subsidies](https://governmenthealthplan.com/explore/premium-tax-credits-subsidies): How help paying for marketplace premiums generally works.
- [Special enrollment periods](https://governmenthealthplan.com/explore/special-enrollment-periods): Enrolling outside open enrollment after a qualifying life event.
- [Medicaid & CHIP basics](https://governmenthealthplan.com/explore/medicaid-chip-basics): Who Medicaid and CHIP generally cover, and how they differ from marketplace plans.
- [Medicare basics](https://governmenthealthplan.com/explore/medicare-basics): Medicare Parts A, B, C and D, and when to enroll.
- [Medicare Advantage & Medigap](https://governmenthealthplan.com/explore/medicare-advantage-and-medigap): Comparing Medicare Advantage with Medicare Supplement (Medigap) plans.
- [Hospital indemnity & supplemental](https://governmenthealthplan.com/explore/hospital-indemnity-supplemental): Cash-benefit plans that pair with ACA, Medicaid or Medicare coverage.
- [Finding help: agents & navigators](https://governmenthealthplan.com/explore/finding-help-agents-navigators): The difference between licensed agents and navigators, and how to get free help.

## Specialties
- [ACA Marketplace plans](https://governmenthealthplan.com/modalities/aca-marketplace-plans): bronze/silver/gold/platinum metal-tier plans, on-exchange ACA plans, off-exchange ACA-compliant plans
- [Premium tax credits & subsidies](https://governmenthealthplan.com/modalities/premium-tax-credits): premium tax credit estimates, cost-sharing reduction guidance, subsidy eligibility review
- [Special enrollment periods](https://governmenthealthplan.com/modalities/special-enrollment-periods): qualifying life event enrollment, mid-year plan changes
- [Medicaid & CHIP](https://governmenthealthplan.com/modalities/medicaid-chip): Medicaid eligibility screening, CHIP enrollment for children, dual-eligible guidance
- [Medicare Advantage (Part C)](https://governmenthealthplan.com/modalities/medicare-advantage): Medicare Advantage plan comparison, HMO and PPO Medicare plans
- [Medicare Supplement (Medigap)](https://governmenthealthplan.com/modalities/medicare-supplement-medigap): Medigap plan letters, supplement plans alongside Original Medicare
- [Medicare Part D (drug plans)](https://governmenthealthplan.com/modalities/medicare-part-d): standalone Part D prescription plans, drug formulary comparison
- [Hospital indemnity & supplemental](https://governmenthealthplan.com/modalities/hospital-indemnity-supplemental): hospital indemnity policies, accident and critical illness add-ons
- [Enrollment help & navigators](https://governmenthealthplan.com/modalities/enrollment-help-navigators): licensed agent consultations, enrollment navigator assistance

## Who we help
- [Uninsured shoppers](https://governmenthealthplan.com/for/uninsured-shoppers): ACA Marketplace coverage they can afford
- [Low-income families](https://governmenthealthplan.com/for/low-income-families): to find out whether Medicaid or CHIP covers their family
- [Seniors turning 65](https://governmenthealthplan.com/for/seniors-turning-65): to understand Medicare enrollment before their deadline
- [Current Medicare beneficiaries](https://governmenthealthplan.com/for/medicare-beneficiaries): to compare Medigap, Part D and Advantage options
- [Self-employed & gig workers](https://governmenthealthplan.com/for/self-employed-shoppers): ACA Marketplace plans and subsidies without employer coverage
- [People with a recent life change](https://governmenthealthplan.com/for/life-change-shoppers): to enroll outside open enrollment after a qualifying life event
- [People with high-deductible plans](https://governmenthealthplan.com/for/high-deductible-shoppers): extra protection against hospital bills

## Key pages
- [Topics A–Z](https://governmenthealthplan.com/topics)
- [Answers](https://governmenthealthplan.com/answers)
- [FAQ](https://governmenthealthplan.com/faq)
- [Full knowledge base](https://governmenthealthplan.com/llms-full.txt)
- [HTML sitemap](https://governmenthealthplan.com/sitemap)
- [Get matched](https://governmenthealthplan.com/find)
- [Agents](https://governmenthealthplan.com/providers)
- [Programs & events](https://governmenthealthplan.com/events)
- [For agents](https://governmenthealthplan.com/for-practitioners)
- [Safety](https://governmenthealthplan.com/safety)