Government Health Insurance Quotes
Government Health Insurance News 2009

Government Health Plan Basics

January 15, 2009 – 2:45 am
The number of uninsured Americans is at an all time high, says the Census. Many factors are to blame. Some of these factors are sluggish employment rates, decline in employer sponsored insurance and the rising cost of private health insurance premiums.

The first step to changing these numbers is to educate Americans on the Government funded plans available to them. Some people may be eligible and not even know it. People 65 or older or have disabilities are often eligible for Medicare for example.

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Some people may be eligible for programs such as Medicaid or Children’s Health plans if they meet the eligibility requirements. It simply just takes a little knowledge to figure out of your qualified. We will go over the basics of these programs here.

Medicare

is the nations largest health insurance program. It is designed to cover the elderly over the age of 65. It can cover some disabled people under the age of 65. And it will cover all people with End-Stage Renal Disease. It consists of 2 parts.Medicare has two parts, Part A (Hospital Insurance) and Part B (Medical Insurance) . Part A is free and Part B usually involves a monthly fee. You can get eligibility requirements, fees and information at your local Social Security office or at www.socialsecurity.gov .

Medicaid

is available to some low income individuals or families. Medicaid is a State administered program and each State has it own eligibility guidelines. Your child may be eligible even if you are not. You should visit your States Department of Human Services for more information.

CHIP Children’s Health Insurance Plan

This program provides benefits for medical and dental to children of low income families. You must be under 18 and a US citizen. This program is also administered by the State.As you can see there are options that may help you or someone you know. Other then federally funded plans there is private health insurance plans you can purchase from carriers. Depending on your need and a few factors you can often find plans to fit you budget.

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